I hate giving out my Social Security number (other than in connection with tax reporting and where I need to have a background/credit check--where I realize it's necessary). How much do you squawk when asked for your social in other scenarios? Example inside.
Right now, I'm working with someone on estate planning / wills etc. who wants my SSN as part of my paperwork. This is strictly a fee-for-service relationship--the person is not responsible for any investments, reporting, executorship, and I have to pay to get the estate plan (in fact, I've ALREADY paid for it), so I see no reason why he needs my SSN (other than maybe internal recordkeeping). I'd really rather not share it, but I also would like to keep the relationship and I don't want to be that guy
about it. I'm half inclined to invert a couple of the numbers (again this is in the context of something I've already paid for, so there is no benefit other than my privacy and peace of mind).
Is this overly cautious? I've looked at earlier questions (e.g., 1
). It's not a state instrumentality where you can't fight the request, but given that it's a purely contractual arrangement, the planner could, of course, refuse to deal me in the future if he thinks I'm a pain.