To be honest, I'll probably max it out on a new computer first
December 11, 2012 11:26 PM Subscribe
I need a credit card for my job. Considering my situation, what are some of the best options (in terms of credit limit and benefits) right now?
posted by WhitenoisE to Work & Money (16 answers total) 3 users marked this as a favorite
I recently graduated college. I will be starting a full time job in about a month that requires me to travel every few weeks. I need my own credit card for my expenses as my company doesn't supply one.
- I don't have a credit history.
- I don't have any debt either (student or otherwise).
- I need a credit limit of at least $2000
- I don't care about interest rate as I will not be carrying a balance I am fiscally responsible and can control my spending.
- My salary is ~$50,000
- I'll probably eventually get a second card for non-work use
So can I get a good credit card based on my salary instead of my non existent credit score? Is it true that spending more than 30% of your credit limit lowers your score? Even if I get a card with a limit of $2000, I'll definitely be spending more than 30% of that traveling and entertaining customers.
Of course these are questions I'll be asking my bank and employer, but I'm curious what my internets say.