Disability Insurance Denied
December 2, 2012 11:44 AM Subscribe
Understanding my insurance company's decision to deny my Long Term Disability claim
posted by Kazimirovna to law & government (7 answers total) 1 user marked this as a favorite
This is the insurance company's rationale for denying me long term disability:
"The medical information indicates that you are not able to perform your duties as a Teacher because of the large class size your Employer required you to teach. However, the Occupational Analysis for a Teacher confirms that class size is not an Essential Duty of your Occupation.
As a result, the medical information submitted does not support that you were prevented from performing your Essential Duties of your Occupation as a Teacher. Therefore, you do not meet the definition of Disability."
I literally do not understand "...class size is not an Essential Duty of your Occupation." "Class size" isn't even a verb, how can it be a duty??
I don't know how to proceed with my appeal. Can anyone help me understand this?