How to deal with the financial consequences of my girlfriend's tough times?
November 12, 2012 7:15 AM Subscribe
My girlfriend is consistently late in paying her month's share of the utilities, and sometimes she doesn't pay it at all. Everything is in my name and I'm worried my credit score is taking a tumble. Please help.
posted by anonymous to Work & Money (23 answers total) 3 users marked this as a favorite
She can't put the utilities in her name because her credit is poor and she would have to pay a $400 fee to put one in her name. I can't afford to pay her share but since I pay mine we haven't had things cut off. She's in a tough financial situation right now and is months behind on other things too, she's also taking up a winter job to try to pay her share.
What do I do once this job ends? I can't stand the stress of seeing the utility bills growing and growing each month because half of it isn't paid. But more than that, I have this deep-seated fear that consistent lay payments will hurt my credit. I'm on one of those credit monitoring websites and it has my percentage of on time payments as "poor."
I don't know what couples do when one can't afford their share, the other can't afford to cover them, but you're a couple so you can't just move out or tell them to pack their bags. Not that I have a desire to do those things, but what DO you do when the standard "roommate fails to pay their share of the bills" involves someone you're building a life with?