I'd like to send my mother a re-loadable gift card, but I'm overwhelmed with the options available. Can you help me send money instantly, with little to no fees, on a regular basis?
My mother needs $25 to $50 here and there. She lives in a different state. I want a quick way to send her money that doesn't cost 10% of what I'm sending. I'm looking into reloadable Mastercards or Visas, but I've never owned one. I'm confused by all the choices listed here, for example: http://usa.visa.com/personal/cards/prepaid/prepaid-card-online.html
Some of the cards listed seem to charge for everything, including spending money. Mastercard's website isn't much better; I'm not sure I can reload one of their cards without using Moneypak, which sounds like it'll cost $5 per load.
Please help me find something that meets these requirements:
* Free or inexpensive for both of us.
* Instant to 1-2 day loading times. (Ideally, I could give her money within an hour.)
*Reloadable online without direct deposit or Moneypak. I'd like to reload it using a debit or credit card.
*Preferably something I can have mailed directly to her. It's okay if she has to give me the card number to set up an online account.
Have you ever owned a reloadable Mastercard/Visa? Do you have a better idea on how to go about all this? Give me advice, please!