What are my best private health insurance options in California?
September 10, 2012 11:04 AM Subscribe
My wife is considering a job change, and the new one would no longer provide health insurance for me and our son. I'm an independent consultant. What are our best options for health insurance in California?
posted by anonymous to Work & Money (5 answers total) 3 users marked this as a favorite
We've been very luck with my wife's current job-- they allow coverage of myself and our child for a monthly fee that's quite a bit lower than what I've seen just looking for private insurance.
She's now considering a new job where coverage for me and the little guy isn't available-- and we've got another child on the way early next year.
I'm an independent consultant, just self-employed, no incorporation of any kind. My questions are:
1. You are not my accountant, but: would some kind of incorporation of my consulting business give us better access to health coverage at lower costs?
2. Do I need to incorporate to be able to write off any private insurance we purchase to be tax-deductable?
3. If you're in a similar situation in California, what health insurance coverage have you found to be a good value?