I spent most of last year paying down several years' worth of credit card debt. I've spent most of this year trying to put myself into position to ensure I'm never in that position again.
I had the idea a few days ago to create a list of rules for myself to follow. Some of them I've cribbed from other people; some of them are just common sense. Either way, I tend to do well when I have some kind of standard to hold myself too.
While I'm putting this together, I thought I'd come on here and see if the hive mind has anything that I might not have thought of. I'm not necessarily talking about things like "save 3-6 months' expenses and don't touch it unless there's an emergency" or "spend less than you earn and invest the difference" or anything that's more commonly known, though there's nothing wrong with those and I don't mind hearing them again.
By way of example, there was this story
going around a couple years ago about a woman who saves every five dollar bill she gets. I did this for a year and it does add up pretty quickly.
Whatcha got for me, guys and gals?
(Please note: I realllllllly don't want to turn this into a debate over the relative merits of Idea A vs. Idea B. I'm sure it won't become that.)