Help me pry open my oyster, please.
August 16, 2012 6:19 AM Subscribe
How should I approach planning for my new goals?
posted by mibo to Work & Money (7 answers total) 7 users marked this as a favorite
I'm basically 30. I have an advanced degree that I use, but I am woefully underpaid for some good reasons. I have no savings, no retirement, shitty health insurance a parent is good enough to purchase for me and I drive a shitty car with no power steering because I can't afford to fix it. I have $.97 in my bank account. It's been like this for years and I recently accepted it's not going to change by doing what I've been doing in the same way I've been doing it.
So I set a new goal: find a better job anywhere and get there. I am asking you for the best way to game plan this. The world is my oyster. Here are the parameters:
Experience: 2 years, general practice
Home base: Midwest
Will go: Anywhere
When: My lease expires in June
Here's what I have to work with:
Income: $2070 a month
Expenses: $1965 a month
(you read that right)
My questions are time and finance related.
Time-wise, how should I approach applying to jobs out-of-state? I will likely have to sit for another bar exam (probably the July after I move, if I get an offer), which I consider an investment if there's a real job waiting at the other end. When should I start sending resumes out of state so that they will be seriously considered?
Finance-wise, what the hell do I do? I can't move on $450 next spring (and I can only save that if my tire doesn't explode). I'm looking for a second job and for other local jobs as an attorney, but pickings are slim. Should I keep snowballing my consumer debt so that my cards are available to support a move? Should I save aggressively? Should I consolidate my debt?
Did you do something like this? If so, how so? Thanks.