Am I eligible for health insurance?
August 9, 2012 6:02 PM Subscribe
Do you guys think I will be approved or denied health insurance based on the following factors?
posted by Yunani to Health & Fitness (16 answers total)
I have had consistent health insurance from my career over the last ten years. Although I've had different plans, the company has always been the same - CareFirst.
I am unemployed as of the end of this month (about time!) and want to get health insurance on my own. I found a good plan with CareFirst and applied on their website for instant approval but was given the notice that my application required further review due to some of the answers I gave. I'm pretty sure I know the reasons:
-I answered that I have high cholesterol and undergoing treatment of "proper diet and exercise."
-I answered that in the last five years I was diagnosed with heartburn and take prescription medication as needed.
-Only other thing I listed was a trip to a podiatrist to have a callous looked at because I was wearing tight shoes at the time (very minor, I know).
Other than that, I'm in shape and healthy. CareFirst obviously has access to my health records because I've been with them for so long.
Based on what I've written above, does anyone see a reason why I'll be denied? I'm concerned now because I've read so many horror stories of healthy people being denied coverage for very minor or even no apparent reason.
I know we can only speculate, but does anyone have any experience or words of wisdom based on my situation? The wait is going to kill me because I thought health insurance would be a simple quote-review-purchase thing online. Thanks!