Got in an accident with a car that wasn't mine a few years ago - what does it mean for my insurance now?
June 24, 2012 3:00 PM Subscribe
2.5 years ago I rear-ended someone while driving a university vehicle on university insurance (in TN). Next month I'm buying a used car from a friend. Need help figuring out what this means for insurance.
posted by pdq to law & government (7 answers total)
When I go to sites like Geico to get a rate quote, they ask about accidents in the last x number of years, and then they ask details like fault (I've read that I'm automatically at fault since I rear-ended him, but never received any info on this from police or university) and expense of damage (again, received no info on this, though there was no damage to the car I was driving, and a blown out rear windshield and small dent on the back of the car I hit).
My question: how do I find out these details? Surely they're on record somewhere? And I assume I have to report this when getting insurance even though it was not my vehicle or my insurance?
The whole episode was very surreal because the university was totally indifferent and just sorta shrugged about it all and did nothing to me. I assume there's some price to pay now?