Can I afford to have ADD?
June 23, 2012 6:42 PM Subscribe
What can you tell me about adult diagnoses of ADD and how they work with health insurance, specifically the idea of pre-existing conditions?
posted by anonymous to Health & Fitness (5 answers total) 2 users marked this as a favorite
I believe I have undiagnosed ADD (and have had it for a while). I recently graduated college and started a job, and I'd really, really like to look into an official diagnosis and possible treatment.
I know this will vary, but how does health insurance (I'm in the US) typically treat something like this? I'm still on my parents' health insurance, but will probably be going off of it within the next year. My father frightened me when I was little with the idea of pre-existing conditions, but I really have no understanding of them. Will a diagnosis whilst under their insurance preclude me from being covered when I switch to my own? If the answer is yes, then I would wait until I'm on my own insurance, but I'd really rather not wait.
I know insurances can vary wildly, but what can you tell me about your experience with adult ADD and insurance, in general? Both are things that are very new to me.