What to do about a hit and run?
April 5, 2012 9:02 PM Subscribe
I was rear ended by a semi truck driver who did not stop to exchange information. I filed a police report and an insurance claim and have been advised to press charges. Is there anything else I should be doing to make sure the responsible party pays for the damage to my car? Details inside.
posted by smokingloon to law & government (8 answers total) 1 user marked this as a favorite
Earlier this week I was driving to work on a major highway and a semi truck drove into the back left-hand corner of my car. As I was attempting to pull over he drove past me and I realized he wasn't going to stop. Luckily, traffic was slow enough that I was able to memorize his license plate number before he got too far away. I pulled over, called the police and my insurance company, and followed all the appropriate procedures. The bumper was pretty much taken off, one of the tail lights smashed, and there is a good amount of damage to the back left body of my little sedan. I don't have coverage for uninsured motorists (which is what this would fall under if they can't collect from the responsible party), so I could be out of the 500 deductible. The insurance guy I talked to today said that in his experience, they are only able to collect from about 10 percent of hit and run drivers, because most people just deny what happened. He advised me to file charges with the police because getting the police involved will hopefully convince the responsible party to take this more seriously. So I'm going to do that first thing in the morning.
My question is: is there anything else I should be doing? The semi was a commercial truck and the policeman on the scene gave me the name of the company that owns it. Should I contact them directly or let the insurance company/police do that? I'm concerned because my insurance company said they won't even attempt to collect from the other party until after the repairs to my car have been made and everything is paid for, which could take longer than a week, and that could be plenty of time for people to "forget" what happened or make evidence disappear, etc. I'm also concerned that the police won't do much because there was no injury involved and they probably have better things to do. So, is there anything else I should be doing to make sure I get compensated for this?