What is the time limit for car accident claims in CA?
March 24, 2012 11:19 AM Subscribe
What are the next steps I should take after receiving a lowball offer from other party's insurance?
posted by anonymous to Law & Government (7 answers total)
Last summer (June 2011), I was injured in a car accident where the other driver ran his red light and totaled my car. Witnesses at the scene said it was his fault, and the driver himself admitted it was his fault. The police report confirms this. I bought a new car and spent June-December getting treated for injuries, which amounted to a couple thousand dollars. I've finally heard back from the other party's insurance, and their initial offer is extremely low. They did say there is room for negotiation after I asked, but if we cannot come to a fair number, is it too late to hire a PI lawyer? Would it be worth it? Both I and the other driver have State Farm.
I'm just wondering if anyone knows whether there is a time limit for these kinds of claims to be settled. I'm worried that hiring a lawyer will prolong the process even further and the claim will "expire" or something. If anyone knows what a fair settlement claim is, I'd appreciate the info. I'd heard it should be 3x the amount of medical expenses, but I don't know if that's true or not. I'm in California.
If there's a website or reputable resource you could point me to that explains the law regarding this issue, that would also be helpful.
Oh, and if anyone knows of a good PI lawyer in the Bay Area, please let me know!