Do I need to report an accident to my insurance?
March 3, 2012 12:56 PM Subscribe
I got in a minor fender-bender and got a ticket - will my insurance company find out about it if I don't report it?
posted by boognish to law & government (6 answers total)
I live in Illinois. I rear-ended a car very lightly - virtually no visible damage beyond a scratch or two on the other car; no damage to mine. A police officer just happened to be there so I got a ticket for failure to reduce speed. I also didn't have my most current insurance so I got ticketed for that. But my insurance info didn't get put on the police report.
The guy I hit never got out of his car to look at his back bumper (even the cop agreed the guy was acting a bit strange) so I've had no contact with him. I called and left a message to find out what he wants to do but he doesn't return my calls. Since my insurance isn't on the report and he doesn't have my policy number, if he doesn't get back to me, can I just not report this? Assuming I get the tickets dropped in court, is there any way my insurance would find out about the incident?