Losing my insurance the month I'll be giving birth
February 14, 2012 7:27 AM Subscribe
Please help me deal with insurance coverage, while pregnant and a student
posted by anonymous to health & fitness (11 answers total) 1 user marked this as a favorite
I just found out I'm pregnant; I'm a graduate student who is planning on finishing my degree. I'm due about two weeks into fall quarter. This'll be my and my husband's first child.
I currently have health insurance through the school; however, I don't qualify for coverage when I am on leave. My husband doesn't have insurance through his job (we pay for high deductible coverage through a third party). I'm currently working part time, but don't have insurance through the job, and will be quitting soon. We don't make a lot of money, but we also don't qualify for any low-income insurance programs.
During what's supposed to be this really happy, exciting time for me, I'm suddenly really stressed out and upset; I don't even know where to start.
I made an appointment with the graduate student office at my college for later this week, but the school website explictly says I don't qualify for coverage if I'm on leave, and in the past, the graduate student office hasn't been a huge advocate for me, so I don't have terribly high hopes. My academic advisor suggested signing up for a class or two during fall quarter, but unless every parent I know has been misleading me about how challenging the first three months of life are, the idea of going to class, giving birth, and then coming back to finish up the quarter with a newborn at the house. . . I don't know. It seems difficult.
I can't be the only student at the school in this position. What are some resources for women in my position?
Who should I talk to, and what do I need to ask?
I live in Seattle, and am a student at UW.