How to pay for mold clean up for low income family?
February 6, 2012 8:47 AM Subscribe
Have a serious mold problem. Do mold removal companies do payment plans? What guidelines does the government follow to declare a home too hazardous to live in?
posted by previously to Home & Garden (12 answers total)
Our hot water tank spewed hot water for a week before we discovered it. I feel like such an idiot for not realizing it sooner. This was shortly after we had flooding in our basement. Needless to say it's a huge mess down there. All the water is gone, but there is visible mold on the walls and ceiling tiles.
There is way too much for me to clean on my own, nevermind that my asthma doesn't like it down there. Unfortunately, the insurance won't cover the cost of the clean up.
I did some preliminary research and some websites say it can cost thousands upon thousands of dollars to clean up this kind of mess. I don't have thousands, not even on any credit cards.
I don't know what to do. We cannot leave it like it is, even I know that. It all has to be cleaned or torn out. Is it unheard of for companies that do mold removal to work out payment plans? Or somehow help low income families?
As if I didn't already have enough problems, my plumbing is all screwed up. Something is wrong and has put our shower and one toilet out of commission. My neighbor has snaked it and it's still not flowing. We need to call a plumber. I'm afraid that if we bring one over and he sees the basement, he's going to call the police or CDC or whomever.. they're going to see the state it's in and take our home from us. This house was built by my grandparents.. but more importantly it's the only place for me and my family to live. We own it outright, no mortgage. I've looked around and between my family health problems (unrelated to the mold, chronic illnesses), personal debt, and my income, I can't afford rent anywhere else. what's the chances of the government swooping in and kicking us out if a plumber calls them? Do they take possession of everything in the house as well? Will we be left with just the clothes on our backs?
This problem is causing me huge amounts of anxiety. I don't know what to do and feel very much in over my head. I've not been sleeping well and I'm seriously concerned for my family members and my pets.
What should I do?
(If it matters, I live in southeastern Michigan)