Met with a minor accident (lady hit my parked car). Should I call insurance or take care of this myself?
August 19, 2011 7:38 AM Subscribe
A lady hit my car when it was parked at a mall. I have her insurance details and she is willing to take responsibility.
My dilemma is this:
- Even though this is a minor accident (scrath on the side) its going to show up on carfax as a accident - Correct???
posted by r2d2 to travel & transportation (20 answers total) 2 users marked this as a favorite
-If it does show up on carfax as an accident then my car's value which is 2.5 years old will go down more than the cost of repairs which is $1000
Can you guys confirm that minor scratches do show up on carfax as accidents when you put it through insurance?
Will my insurance premium go up even though the other party's insurance is paying?
Next time when I am shopping around for quotes will I have to declare this as a claim even though the claim is not on my policy?
Should I have called the cops? Is it true that whenever cops are called it goes into the records and will show up on carfax etc?
- I did not call the police so there is no police report on this
- Its a scratch and a small dent with $1000 in repairs based on
-This happened in NJ
-What are the benefits of calling the cops when a minor accident happens?