Switch health insurance now or later?
March 10, 2011 11:00 AM Subscribe
When would be the best time to switch health insurers - now or in 2014?
posted by anonymous to health & fitness (4 answers total)
I'm in Northern California. I have an individual policy now with Blue Cross PPO. I hate Blue Cross. I want to switch to Kaiser.
Given what we definitely know right now about laws about health insurance, and what will probably happen with insurance laws between now and 2014, should I try to switch now or later? Thinking about cost of premiums, benefits, ability to make other switches later. I know nobody knows the future but if you have good reasons to believe a particular thing will happen please share.
I have minor pre-existing conditions like probably everybody does. I have had continuous coverage for years.
Asking anonymously because I don't want pre-existing conditions linked to my name.