How to negotiate settlement for pain & suffering from auto accident
August 14, 2010 9:56 AM Subscribe
Seeking advice on negotiating settlement for pain & suffering for an auto accident.
posted by anonymous to law & government (19 answers total)
Hello MeFites - thank you for taking the time to read my question.
In summer of 2009, I was broadsided while crossing an intersection. A driver ran a red light driving at double the speed limit. There were three witnesses that verified that the driver ran the light and the driver was cited by the officer for so doing.
My car was totaled. I suffered an injury to my lower back which required approximately 7 visits to a chiropractor/physical therapist over period of 45 days following the accident. The total amount of medical bills were approximately $1,600, which were paid by my insurance company in full.
I received an offer from the responsible party's insurance company of $2,800 for pain and suffering. I need to settle by the summer of 2011.
Is $2,800 a reasonable offer? If not, what is the best way to persuade the insurance company to make a better offer? Is involving an attorney likely to increase the net compensation?
Thank you in advance for your advice.