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May 13, 2010 7:58 AM Subscribe
I am on a high-deductible health care plan and have maxed out my plan year out-of-pocket expenses. Our plan year ends in 2 months. Since it won't "cost" us anything more out-of-pocket, what additional elective procedures or tests does it make sense for me and my family to get in the next 2 months?
posted by QuantumMeruit to health & fitness (15 answers total) 1 user marked this as a favorite
My family is in pretty good health, but kidney stones (ouch) caused our medical expenses to spike up this spring. The "good" news is that since we've now maxed out my health care plan's yearly (plan-year) out-of-pocket, we effectively have zero marginal costs associated with healthcare for the next few months.
We're already renewing prescriptions and are rescheduling routine physicals, appointments with specialists we have seen, hearing exams / cleanings for the kids, shots for the kids and my wife's regular OB checkup. I am scheduling an elective vasectomy and some blood tests (thyroid levels, vitamin D) which relate to some issues I was previously concerned about.
FWIW, married couple in mid 30's, young kids (under 7).
Are there any other procedures or tests we should consider getting?