paypal free money scam
March 18, 2010 11:42 AM Subscribe
Unauthorized transfer of cash INTO my paypal account. What is going on?
posted by jclovebrew to work & money (16 answers total) 1 user marked this as a favorite
Yesterday morning I bought something online and paid with paypal. There were actually two weird things about the transaction, which I didn't think too much of at the time:
1. On the first attempt, Paypal said the transaction failed. When I tried again it said my account was running in "limited" mode or something to that effect. I had to verify my password and security questions and then everything went back to seemingly normal.
2. After the account was back to normal, I retried the transaction, but this time I noticed that the funding source was a bank account that I never heard of (SUNTRUST BANK, fwiw). I changed the selection in the dropdown menu to select my actual bank. The transaction appears to have gone through fine the second time.
The reason I didn't think too much of #2 is because I just kind of assumed it was some really old checking account that I had at some point linked with Paypal and never got around to deleting. Ok, so there's a third weird thing - this mystery bank account was marked as the primary funding source, rather than my "real" bank account being marked as such.
Now for the really weird part. This morning I received an an email from paypal with subject "Bank Account Transfer Complete". The email was to inform that $1500 was transfered from my bank account into paypal. I never did such a thing. I got alarmed, and logged into paypal. Sure enough, I have a $1500 balance just sitting there.
I changed my paypal and email passwords. I filed a dispute with Paypal. As much as I'd love to have $1500 in free money, something is obviously all screwed up here.
In the meantime, what on earth might be going on here? It's either some paypal bug, where somebody's bank account was accidentally linked to my paypal account, or some kind of scam.
Any ideas? How alarmed should I be?