Credit rejection... identity theft?
July 6, 2009 1:37 PM Subscribe
Surprise credit denial... of 4 cited reasons, two do not seem possible. Trying to rule out possibilities before I conclude there has been identity theft. So: can anything else be termed "mortgage" besides a home loan? What about "current credit card accounts?"
posted by lily_bart to work & money (10 answers total)
So my boyfriend applied for a credit card to use on our vacation abroad (wanted Capital One so there would be no foreign transaction fees). He was turned down, and the letter cited 4 reasons, two of which were understandable (relatively short length of credit history, and I forget the other one) and two not so much: it said that he had been delinquent on current credit accounts (he only has one account, and he has not been late ever), and delinquent on mortgage payments. He does not own a house. So, good people of Metafilter, what should we do?