can't afford not to work
June 22, 2009 10:06 PM Subscribe
What are my options for an six week absence from work for surgery with my employer? Is Aflac what I'm looking for?
De to the economy I had to leave a benefit-laden job with a national company to take a job with a MUCH smaller compan, and while my pay is good the benefits are NOT as good.
I am getting gastric bypass surgery, which the doctor tells me will keep me out of work for six weeks. In my last job we had short-term disability benefits where I would get 80% of my pay for five of the six weeks, using vacation time for the sixth week. My current job has no disability pay.
I can't make the mortgage and pay the out of pocket with six weeks unpaid from work and saving up that much time off or cash puts me on a minimum of a year waiting.
I've heard there may be some companies like Aflac that would provide this benefit but I can't imagine it would cover surgery. How could they profit if I'm signing up 30 or 90 or even 180 days before I plan to use it?
Do I have any choices other than wait or look for a better job?