Do I need to let my car insurance company know about someone rear ending me?
April 9, 2009 12:10 PM Subscribe
I was in a rear-end accident a couple of days ago. I was the one rear ended so it wasn't my fault. Do I need to call my
insurance company for any reason? I've already notified the other driver's insurance company.
I was rear-ended by another car while I was stopped at a stop sign. Everyone is fine, no injuries, but my bumper was messed up. There is also some trunk damage that prevents me from closing the trunk. It looks to be pretty smushed. Called the Police, they are working on a report. Got the other driver's insurance info and called his insurance company with the info. Took my car to the body shop, where they gave me a loner car to use while they processed my claim. His insurance company called me later that day with a claim number and said that their client was 100% liable for the collision. So my question is, do I need to contact my insurance company if his insurance has agreed that the driver was 100% liable? Doesn't this mean they have to pay for all the damages? We are in Wisconsin.
I've never had to deal with this before. Anything I am missing? TIA