How to manage two consecutive car accidents?
March 6, 2009 4:03 PM Subscribe
My parked car got hit by a truck. Then, before I could get it fixed, it got hit by another truck. How do I handle two claims at once?
posted by fermion to law & government (9 answers total)
The first accident was a couple of months ago--a truck hit my parked car and ripped my rear bumper halfway off. The wheels of paperwork have been grinding slowly, partly just because I've been busy, so I'm still working things out with that insurance company and hadn't fixed the damage yet. This morning, a garbage truck hit my (again, parked--I haven't driven it at all for a few months) car and did some damage to the door and mirrors, as well as taking my bumper the rest of the way off.
What do I tell the garbage truck's insurance company about this most recent incident? I don't want to get compensated for the same damages twice, but I also don't want to give them an excuse to claim all the damage was pre-existing. I know that the appropriate actions in situations like this can be counter-intuitive, so I'm hoping you folks can give me some advice.
Potentially relevant info: I'm in Washington State, and my insurance is liability-only (it's an old car) so I'm dealing with the other insurance companies directly rather than through my own insurer.