How to get insurance company pay for my car accident?
January 8, 2009 5:57 PM Subscribe
Car accident insurance filter: Insurance company refuses to provide for rental car before sending me the money. What to do?
posted by coolnik to Travel & Transportation (5 answers total)
My car got rear-ended 14 days ago. No fault of mine--this is confirmed by the police report. I took the damaged car to the body shop. 10 days after the accident I got the rental car, and have been using it for last five days.
For the first time in last 14 days, today I heard from the other party's insurance company. The car is deemed total loss. I have been offered two choices, one of which lets me keep the car, while if I go with the other I will have to say goodbye to my car. Now that I have been "offered" compensation, the insurance company wants to cut-off my rental car within 2 days. The insurance company agreed to pay $30 per day for loss of use for the duration I did not have rental car, but that was only upon my strong insistence.
Here is my problem: How can insurance company cut-off my rental car without sending me the money, or in other words, how am I supposed to buy a new car without having any money from the insurance company, and till then why shouldn't the insurance company pay for my rental car?
More, I have been asked to tell my choice for the compensation within one day, or else (I have been told by the insurance company) the body shop will start charging me for car parking fees and so will be rental car company.
This all seems to me an attempt to twist my arm and make me agree to what they offer. MeFi, please help.