Who do I owe and how much do I owe them?
January 6, 2009 8:18 AM Subscribe
Is there an easy and preferably free way of finding out if I owe anyone money (and how much)?
College was one big money issue for me. I never had enough money, I never saved money, I had horrible spending habits, and I never paid my bills on time (or sometimes at all).
Fast forward some years later and my money handling has become somewhat better and I work a decently paying full time job.
I'd like to work on improving my credit and pay off any debt. I believe that I owe people money but I don't know who or how much.
I remember one year I was suckered into purchasing a local newspaper subscription. I started getting the newspaper and the bill but I never paid it and finally the paper stopped coming. To my knowledge I never received a collection letter... do I still owe them money?
I stopped paying an electric bill at one apartment and a month or so later the electricity was turned off... but it was only 3 days before I moved out and my lease ended so I let it be... do I still owe them money?
I purchased health insurance through a well known company (I'll call them Acme). I stopped paying the insurance 3 months before starting my current job. Insurance from the Acme was offered through my job which I signed up for. I received 2 more bills from Acme which I never paid and haven't heard from them since... do I still owe them money?
These are only 3 examples... I've left a long trail of unpaid bills in my past (I don't even remember some) and now I don't know where I stand. Is there a really simple way to see which of them are still waiting for payment and/or are currently affecting my credit?