Water, Mould, and a Ceiling on the Floor!
September 11, 2008 3:29 PM Subscribe
My bathroom ceiling fell down today, only to reveal a huge water leak and an even nastier mould farm. Help!
posted by dancinglamb to Home & Garden (11 answers total)
Yes, I've already had a plumber here, and he located the big, honking leak. Bad news is, it apparently has been going on for quite a while based on the amount of water and extent of mould.
The shower located on the second floor leaked into the ceiling of the first floor half bathroom of our single family house. I had noticed a particularly funky stench for the past couple weeks in the half bath, but chalked it up to my pre-schooler getting the floor wet when washing her hands. Turns out I should've looked up, instead of down. That hint became glaringly clear as it started to rain on my head this morning just as I was about to walk out the door for the day.
The mould was not only all throughout the sheetrock, but all over the old plaster/lathe above it, and has blackened the wood rafters. (The house is about 76yo and the plaster had dropped about 2" down onto the sheetrock in a pile of mouldy mud.) The stench in there is positively unbearable.
The plumber cleaned everything out the best he could, but told me that it would be at least 10-14 days for the ceiling to dry out. He said that even then, I'm probably going to have to have the entire thing replaced (about 30% of it is currently missing), and I have no idea if the walls were affected - it's a long narrow bathroom, so there's a chance the wall could've been hit from behind. I haven't even contacted a sheetrock guy about estimates for that portion of fun.
Do I bother calling the insurance company? I tried calling the plumber's secretary to find out how much this little adventure is going to cost me, but she was already gone for the day. I can't imagine it's going to be cheap, since they need to replace four faucet handles and stems, plus their labour and parts. They also weren't able to complete the job today and will have to come back on Monday to finish.
I read the other threads about the potential for the insurance company raising our rates/canceling the policy. My only concern is that I have asthma, and three of the four family members have allergies. I'm not sure that I want to add mould to the list.
I should add that we did put a claim in back in January when a large portion of a tree fell on the house during an ice storm. I think the total claim was only about $2300 after the deductible. It's Traveler's Insurance, if that makes a difference.